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Moving can be time consuming… well “life” consuming. The last thing you need to be worried about is remembering what to check/repair in your new home. Here’s a great list of reminders to help you down the road:
- Make it a point to turn on all of your major appliances and let them run for a complete cycle, especially if your home is newly built to look for leaks.
- Be sure to read your warranty — don’t wait until an emergency to start familiarizing yourself with your legal rights and responsibilities.
45 Days Later
- Change the filter on your HVAC system, and vacuum out the air intake vents. Capturing dirt and dust with the right filter can go a long way toward reducing dust.
Six Months Later
- During summer months, keep an eye out for invasive animals like squirrels, birds and wasps. These pests look for loose soffits and buckled siding as a way to get into your home.
- Twice a year in the summer and fall, inspect the exterior of your house to make sure rainwater is draining properly.
- Landscaping should be negatively graded away from the house.
- Each winter, check to make sure that your pipes are properly insulated against freezing.
- Inspect your roof or have a professional roofer conduct an inspection. Look for missing shingles, gaps in the flashing around chimneys and other hazards. Indoors, check your ceiling for water spots.
Every Two Years
- Have a professional HVAC contractor inspect your furnace, air conditioner and hot water heater.
- Inspect exterior paint and touch up as needed.
Interesting article… Does it pay to have a more experienced agent?
Here’s a great tip from our Owner’s (Lawnae Hunter & Tona Restine) here at Windermere:
In this day and age of high living expenses and hard earned dollars, we really enjoy it when we can assist our clients with a money saving idea. Here’s one of the best ideas we have ever heard that will pay big dividends.
A typical mortgage is written for thirty years and yet if you have ever looked at your monthly payment breakdown you will note that the interest is generally about 90% of the loan payment and the principal payment 10%. The principal percentage of the loan will increase over the life of the loan and the interest will reduce.
A quick and easy method to save $1,000 of dollars is to convert your loan to a fifteen year payback. It’s easy and cost effective.
Simply send the principal for the upcoming month, along with the regular payment of principal + interest as shown on the monthly payment coupon. To avoid confusion, send two separate checks and indicate “apply to principle” on the appropriate check. Each month you do this, you take a full payment (both principle and interest) off the end of the loan! At the end of a fifteen year period, you will have paid off the entire loan. In the event you don’t own the house for fifteen years, you will have large equity to recapture in sale; and in any month you don’t have funds to pay the extra principal, just skip it.
This is an affordable, easy way to gain wealth. Why pay all the extra interest to the lender when you can save?
Just imagine how this extra equity can be yours! Just remember to mark your second check to be sure that it is applied to the principal only and check your monthly statement to be sure the lender complied with your request.
Looking to change a child’s life?
Your $30 purchase of the Keep Kids Safe License Plate will change a child’s life. Proceeds from the Keep Kids Safe license plate go to local child abuse prevention programs, helping to protect vulnerable children and strengthen families across Oregon. Change your license plate today and then help Oregon’s children by spreading the word.
Here’s 3 easy ways to help:
1. Apply for the license plate by using a Renewal Reminder. Visit: http://www.oregon.gov/ODOT/DMV/pages/vehicle/platechange.aspx#withrem and choose the Keep Kids Safe license.
2. Apply without the Renewal Reminder. Visit: http://www.oregon.gov/ODOT/DMV/pages/vehicle/platechange.aspx#withoutre and choose the Keep Kids Safe license.
3. Request the KKS license plate when you purchase a new car.
Proceeds from your purchase go to the Children’s Trust Fund of Oregon.
Is Bend’s boom back? According to these recent statistics, it looks like it may be. Check out this article regarding Bend’s recent new spot at of no. 4 in the nation for home price increases.
A HUGE thank you to all of our clients that made it out to Shevlin Park last week for our 10th Annual Client Appreciation BBQ! We had such a good time catching up with everyone and enjoying some tasty food from Pilot Butte Burger Co.! Here’s some fun photos from the event. See you all next year!
There’s good news in store for those that are struggling to make their mortgage payment. A new state foreclosure prevention program is being implemented that will provide assistance to homeowners that have foreclosure looming over them. Check out the link below to read about this new program.
Check out this latest news! According to the Bratton report this month, median sales prices have increased approximately 4% annually since 1997 until now. Despite the ups and downs in the market over the past few years, the average median sales price has continued to rise. We are now looking at a healthy and growing market!
Starting May 31, the Windermere Bend office will be located at 695 SW Mill View Way Bend, OR 97702.
Come stop by and check it out! : )